Renting a car in Ireland: insurance
Planning Your Trip

Renting a car in Ireland: insurance

Rent a car in Ireland
Pensez à l'assurance de voitre voiture ! - © luckybusiness

If you decide to rent a car in Ireland, you’ll need to take out insurance. Although it may seem costly, it’s a legal obligation, offering you protection and security in the event of damage, theft or accident to your vehicle. Especially as Irish roads can be rugged, narrow and full of stones. Scratches are possible, and could quickly cost you!

So here’s a rundown of the essentials you need to know to take out the best car rental insurance in Ireland.

Car rental insurance to protect you

Two main insurance families

In Ireland, car rental agencies generally offer two main types of insurance:

  • Deductible buy-back” insurance: this option allows you to be reimbursed for your deductible in the event of a problem.
  • zero deductible” insurance: so you don’t have to pay a deductible in the event of damage.

The type of insurance you choose must appear on your rental contract… But beware: not all insurance policies are created equal! Each rental company has its own agreements, and you’ll need to compare them to find the best deal for you.

For example, some insurers offer coverage for glass breakage, rocker panels, etc., while others do not.

Likewise, some insurers talk about buying back or waiving deductibles… and costs vary, from reasonable to exorbitant!

Also, don’t hesitate to check the insurance you already have (with your payment cards, for example).



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